You Can Earn Points for Paying Your Mortgage With the New Mesa Credit Card

Owning a home comes with many responsibilities, and one of the biggest financial commitments is paying the mortgage. Until now, homeowners had few options to earn rewards for this essential expense.

However, the new Mesa Credit Card is changing the game by offering points for mortgage payments, transforming a necessary financial obligation into an opportunity for rewards.

The Mesa Credit Card is designed specifically for homeowners, allowing them to earn valuable rewards points on mortgage payments, home-related purchases, and everyday expenses.

Unlike traditional credit cards, which often exclude mortgage payments from rewards programs, Mesa provides a way to accumulate points for one of life’s most significant expenses.

What Is the Mesa Credit Card?

The Mesa Homeowners Credit Card is a new rewards card tailored for homeowners. The key selling point of this card is its ability to earn points on mortgage payments, which is an industry-first feature.

The card comes with no annual fee and offers bonus points on categories that matter to homeowners, such as home improvements, maintenance, and everyday essentials like groceries and gas.

Key Features of the Mesa Credit Card

• Earn 1X Mesa Point per $1 spent on mortgage payments
• Earn 3X Mesa Points per $1 on home-related purchases (furniture, renovations, utilities)
• Earn 2X Mesa Points per $1 on everyday essentials (groceries, gas, dining, and EV charging)
• Earn 1X Mesa Point per $1 on all other purchases
• No annual fee
• Exclusive rewards redemption options

This structure makes the Mesa Credit Card a valuable tool for homeowners looking to make their mortgage payments work for them.

Step-by-Step: How to Earn Points on Your Mortgage

To start earning points with the Mesa Credit Card, follow these steps:

1. Sign Up for the Mesa Homeowners Credit Card

The first step is to apply for the card through the Mesa Membership App. The application process is straightforward:

• Download the Mesa Membership App from the App Store or Google Play.
• Join the waitlist (if required).
• Complete the credit card application once invited.

Approval will be based on your creditworthiness, so make sure you meet the eligibility criteria before applying.

2. Link Your Mortgage Payment

Once approved, you’ll need to connect your mortgage payment to the Mesa Credit Card to start earning points. Here’s how:

• Open the Mesa app and go to the “Link Mortgage” section.
• Enter your mortgage provider details and payment information.
• Set up automatic mortgage payments using the Mesa Credit Card.

This ensures that each month, as you pay your mortgage, you’ll earn 1X point per dollar spent.

3. Meet the Minimum Spend Requirement

To qualify for mortgage payment points, you must spend at least $1,000 per month on the Mesa Credit Card across all eligible categories.

Eligible expenses include:

• Home improvement purchases
• Utility bills
• Groceries and fuel
• Dining and EV charging

By using your Mesa Credit Card for these everyday purchases, you ensure that your mortgage payments count toward your rewards balance.

4. Earn and Track Your Points

Each month, the points you earn will be automatically updated in the Mesa Membership App. You can track your balance, see your transaction history, and explore different redemption options.

5. Redeem Your Points

Mesa offers multiple ways to redeem your points, making it easy to maximize your rewards. Options include:

• Statement Credits – Reduce your monthly credit card bill.
• Mortgage Payment Credits – Apply points directly to your mortgage balance.
• Gift Cards – Use points for home improvement stores, travel, and more.
• Travel Rewards – Redeem points for flights, hotels, and car rentals.

Why Choose the Mesa Credit Card Over Other Credit Cards?

Unlike other rewards credit cards, the Mesa Credit Card is specifically designed for homeowners. Here are a few reasons why it stands out:

1. Earning Points on Mortgage Payments

Most credit cards do not allow mortgage payments to count toward rewards. Mesa changes this by rewarding homeowners for making one of their largest monthly payments.

2. No Annual Fee

Many premium rewards cards charge annual fees, but Mesa offers high-value rewards with zero annual costs.

3. Maximized Home-Related Spending

With 3X points on home-related purchases, homeowners can earn points faster on expenses they already make, such as furniture, repairs, and utilities.

4. Versatile Redemption Options

Unlike some credit cards that restrict points to travel or cashback, Mesa allows users to pay down their mortgage with their points.

Tips to Maximize Your Mesa Credit Card Rewards

To get the most out of your Mesa Credit Card, follow these strategies:

Set Up Automatic Mortgage Payments: Ensures you never miss out on points.

Use the Card for Home-Related Purchases: Earn 3X points on expenses like furniture and utilities.

Leverage Everyday Spending: Gas, groceries, and dining help meet the $1,000 minimum monthly spend.

Redeem Points Wisely: Consider applying points to your mortgage for long-term financial benefits.

Richard Lopez

Richard Lopez, the creator of the website and a professional writer with extensive experience in digital marketing, particularly in personal finance topics. When visiting finance.meu-dominio.com, you’ll find high-quality content guiding you through the subjects that are part of your daily life. Welcome to all!